If you live in the United States but remain undocumented, it will be difficult for you to open a bank account. However, there is an alternative that will help you receive your federal payments. Here's how.
This advantage is offered by the Direct Express bank card. Remember that the United States is already implementing a transition to electronic payments by the Social Security Administration (SSA). The same process is underway for other federal benefits.
This change is recorded in Executive Order 14247, signed in March of this year. It requires electronic disbursements for all federal payments. This is to be implemented precisely this September.
Who is affected by this change?
Official federal data indicates that this change will affect more than 500 beneficiaries. This includes those who still rely on paper check payments.
Regarding the Direct Express card, you should know that it's a prepaid debit card for federal benefits. It works like a Mastercard and is very useful for those who live in the country but don't have a bank account. These people are known as the "unbanked."
These are the direct benefits of the Direct Express card.
-Receive federal payments electronically without the need for a bank account
-Security and efficiency when accessing your funds
-Two months of benefits paid with this card
-Greater financial security
You can apply for a Direct Express card by calling the U.S. Department of the Treasury's Electronic Payment Solutions Center. The number is 1-877-874-6347.
To complete the process, you must provide a Social Security number and information from your last federal check. You must also provide your date of birth.
Finally, don't forget that the SSA informs beneficiaries through notices and check inserts.